You go about your day. We’ll give you money back.

Finding ‘extra’ money to put away can be hard. So to make it easy, we’ll just give you some money back. Build up your savings or have a little extra available when you need it, just by doing the things you do everyday. With Scotiabank you can:

Earn money back with your debit purchases

Earn 1% money back on all your debit purchases6.

Get cash back with your credit card

Get up to 4% cash back when you pay with your credit card1.

Find the money to save just by using your debit card.

With the first ever money back bank account you get rewarded every time you use your debit card to make
a purchase.

Need to save more? With the Scotia Moneyback Account, you earn 1% money back every time you use your debit card6. Now your everyday spending is helping you with your savings.

With the Scotia Moneyback Account earn money back on your everyday purchases. Get:

  • 1% money back on your debit purchases
  • Unlimited self-service transactions.
  • Two free third-party ABM transactions

And more. All for $14.95/month.

Credit cards with a reward you can always use: cash.

Pay for all your everyday purchases with your credit card and earn valuable cash back every time.

Use your credit card to pay for whatever you want, wherever you want, and be rewarded with cash back to spend however you want. Just choose the card that suits you best from within Scotiabank’s family of Momentum credit cards. Apply today and start earning cash back.

Scotia Momentum® VISA* Infinite card

Now you can maximize your cash back rewards and enjoy a whole suite of unique benefits that will pay for the card many times over.

Scotia Momentum® VISA* Infinite card lets you earn:

  • 4% cash back on gas station and grocery store purchases1
  • 2% cash back on drug store purchases1 and on recurring bill payments1
  • 1% cash back on all other eligible purchase1
  • $99 annual fee2 and $30 annual fee for each additional card
Scotia Momentum® VISA* card

Our original Momentum card lets you earn generous cash back rewards and enjoy card benefits with a low annual fee.

Scotia Momentum® VISA* card lets you earn:

  • 2% cash back on gas station, grocery, and drug store purchases and recurring bill payments3
  • 1% cash back on all other eligible purchases4
  • $39 annual fee2 and $15 annual fee for each additional card
Scotia Momentum® No Fee VISA* card

This no-fuss card lets you earn cash back on all your everyday spending, with no annual fee.

Scotia Momentum® No-Fee VISA* card lets you earn:

  • 1% cash back on gas station, grocery and drug store purchases and recurring bill payments5
  • 0.5% cash back on all other eligible purchases4
  • $0 annual fee

Want money back? Ask your Scotia® advisor how.

Talk to your Scotia advisor to find out how you can start earning money back on your everyday purchases. In no time you’ll have some extra cash that you can use to top up your savings, just by doing the things you do everyday.

A Scotia advisor can help you: